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Get the coverage you deserve.

Specialty carriers, superior coverages, and custom solutions for your unique risks, assets and lifestyle.

Luxury Home Coverages

Each solution provided by Worth is custom-designed for your particular lifestyle, assets and risks rather than simply combining “off-the-shelf” policy terms and conditions.

Full Replacement Cost

Rebuilds your home and other structures at the existing property after a total loss, even if the cost exceeds the policy limit.

Unlimited Loss of Use

Covers any additional living expenses while your home is being repaired.

Replacement Value

Provides the full amount needed to replace damaged personal property.

Deductible Waiver

Waives your deductible (if it is $50,000 or less) on losses over $50,000.

Top Notch Service

Repairs or replaces covered damaged property with comparable products or materials that are environmentally friendly.

Custom Coverages

Allows you to tailor coverage limits for personal property and other structures by increasing or decreasing them as your circumstances change.

What Our Clients Say...

Have successfully worked with Worth Insurance on not just homeowners but my car insurance as well. Loved the professionalism the entire team has, and appreciate the attention to detail and customer experience they provided.
Ryan P.
I’ve always struggled buying Insurance and have never found a company that has made me feel valued. Worth Insurance is by far the best Insurance company I’ve ever worked with. They exemplified excellent customer service, prompt quotes and made things simple for me. Highly recommended. Thanks Worth!!
Kate D.
What amazing service and great rates!   I cannot recommend them enough and as a Realtor I truly appreciate the service they give to my clients. Thank you Darren Craft
Jon Allen

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We provide a more transparent and connected experience for our customers through technology that improves and secures information sharing and communication.

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Large Assets. More Risks.

People with large assets have unique risks. High net worth insurance is a customized policy type that protects clients from these risks—from home insurance to travel insurance and much more.

Custom To Your Needs

People with large assets have different risks. We customize an insurance solution according to your unique situation.

All In One Place

We bring multiple areas of coverage and expertise together into a comprehensive insurance solution.


We've been doing this for years. We know what it takes to eliminate risk for individuals with large assets.

Our Process

Insurance is not a one-size-fits-all business. For individuals with significant personal assets and liability exposures, specialized products and higher levels of protection are required, often with very specific coverage requirements.

Personal Assessment

Every client has unique needs, risk appetite and exposures. We work to get the full picture through a comprehensive risk review.

Market Evaluation

As an independent insurance agency, we work to shop the marketplace of insurance carriers and coverages available to find value.

Custom Solution

The result is a custom fit insurance program that fits your lifestyle and protects against the unexpected.

To see how Worth can reduce your risk.

Schedule a Free Consultation

Additional Coverage Options

Add any of these additional coverages to your custom plan.

Specialty Vehicles
Cyber Risk
Special Events
+ More
Very responsive, explained things very clearly and simply, and matched pricing on my existing policy. 100% recommend using them - no downside in reaching out for a second opinion/quote.
Daniel White, Tampa FL